After a qualifying period members may wish to apply for a low cost loan. Loan interest is kept to a minimum and is calculated on a reducing balance. Our rate is 1% per month which is equal to an APR of 12.68% You may see lower APR’s advertised, however, look closely at the total amount payable and check if it includes free life insurance cover before you decide to go with an alternative lender! Most alternative providers calculate interest based on the whole amount borrowed and not on a reducing balance.
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What to do if you have encountered a loan shark
If you have had experience of a loan shark please find some suggestions about the steps you can take... | |
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| See how Chester Credit Union can help with these loan examples
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Are you getting a good deal on you doorstep? Find out how Chester Credit Union Compares with other Loan Companies.. | |
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Loans 
